19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:


Siliconindia.com

The 4 Laziest Ways to Improve Your Credit
Huffington Post
There are people out there who expend a lot of energy in the quest for a totally meaningless perfect credit score, which I've written about elsewhere. Most people know it's important to have good credit, but they don't want to spend too much time ...
Answers to your 10 most pressing credit card questionsMSN Money
Your Money: Credit score not perfect, but still worth bragging about at ...The Star-Ledger
CommentaryYour credit score impacts your lifeInsurance News Net (press release)
Siliconindia.com
all 14 news articles »

3 Credit Myths to Stop Believing Today
U.S. News & World Report (blog)
Thanks to the Internet, you can find information on practically anything nowadays – from how to keep your azaleas from dying, to what time your favorite restaurant closes, to how credit scores work. However, despite the combined efforts of personal ...


KITV Honolulu

TheBus credit union employees charged with embezzlement
khon2.com
Following a seven-month investigation by the Honolulu Federal Bureau of Investigation, three employees of the OTS Employees Federal Credit Union (OTSEFCU) were charged Wednesday with embezzlement and misapplication of funds. One defendant was ...
Former credit union CEO and 2 employees charged in $500K embezzlement caseHawaii News Now
FBI charges 3 workers for TheBus credit union with embezzlementHonolulu Star-Advertiser
3 OTS credit union employees charged with embezzlementKITV Honolulu

all 4 news articles »

The Centreville Independent

Restaurant worker arrested for skimming credit cards
W*USA 9
(WUSA9) -- Authorities say a restaurant worker was charged with credit card fraud and identity theft after a customer saw him do something suspicious with his credit card. According to Loudoun County Sheriff's Office officials, 22-year-old Yaoliang Gao ...
Waiter charged with using skimming device to steal credit card i - DC News FOX ...MyFox Washington DC
Suspect arrested for 'skimming' hundreds of credit cards at South Riding ...Inside NoVA
Man arrested for “skimming” credit cards in South RidingLoudoun Times-Mirror
The Centreville Independent
all 7 news articles »

Go Banking Rates

With These VIP Credit Cards, Who Needs Plastic?
DailyFinance
Only an estimated 17,000 people are Centurion holders (compared to 107 million AmEx-branded credit cards in circulation at the end of 2013). The privileges include 24/7 personalized concierge service, free access to certain airport lounges and a host ...
RATEGRAM'S BEST CREDIT CARD DEALS, For immediate releaseChicago Tribune
[New App] MasterCard Releases MasterCard In Control US Android App For ...Android Police
5 Best Credit Cards for Rebuilding Credit in Las VegasGo Banking Rates

all 4 news articles »

Indonesian Credit-Tied Note Sales Jump and Defy Market Sell-Off
Bloomberg
“The reason why investors are still attracted to Indonesia credit is on account of higher yields as well as expectations of improvement in the fundamentals of the economy,” Raghavan Rajagopalan, the global head of structuring in Singapore at Standard ...

and more »

Four tips for improving your credit score
al.com
MOBILE, Alabama – Now that you know what information is used to calculate your credit score, how lenders use the score and what you're doing that can bring that number down, let's talk about things you can do improve your score. Kathy Scarborough ...

and more »

International Business Times

Traci Bingham tried to dine and dash after credit card declined, report says
Fox News
Traci Bingham tried to dine and dash after credit card declined, report says. Published April 24, 2014. New York Post. Facebook0 Twitter0 Gplus0. Traci Bingham reuters verticle.jpg. Actress Traci Bingham arrives at the 2005 World Music Awards at the ...
'Baywatch' Star Traci Bingham Skips Out On Bar Tab After Credit Card Declined ...International Business Times

all 3 news articles »

Eurasia Review

Many credit card users paying through the nose
CBS News
The average credit card interest rate for people with fair credit is a whopping 21 percent, according to financial research firm CardHub. That was almost 4.5 percent higher than a year earlier. While interest rates for other types of loans, such as ...
Report: Average credit card interest rates hit 21 percentAl Jazeera America
Shocker: Average credit card interest climbs to 21%RT
The Average Credit Card Interest Rate? A Whopping 21 Percent!Madame Noire

all 8 news articles »

Deseret News

Don't Panic About Not Having a Credit Score
Fox Business
I'm a landlord, and if I had my choice between a tenant with no debt and no credit score and someone with a high credit score but lots of debt, I'd take the one who has no debt in a heartbeat. Why? Because that's the one who is most likely to pay ...
Dave Ramsey says: Being debt-free beats having a high credit scoreDeseret News

all 3 news articles »
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Identity Theft ? Who Would Want Mine?

With all my bills who would possibly want my credit?... Read More

5 Surefire Ways To Eliminate Credit Card Debt

Do you have enormous credit card debt? You are certainly... Read More

Good vs. Bad Credit Debt

Do you know the difference between good and bad credit... Read More

Bad Checks, Bounced Checks, & NSF Checks

Negotiable instruments like checks and drafts have become an indispensable... Read More

Establishing Credit ? What You Need To Know Part 1

Establishing credit is one of the most important things you... Read More

Choosing the Right Credit Counseling Agency for You ? Some Tips Part 2

Credit counseling companies come in all shapes and sizes. Whether... Read More

How to Get Credit Reporting Agencies to Help You

The process of clearing credit can be laborious and frustrating.... Read More

How Credit Scoring Works

The all important credit score! It determines the amount of... Read More

A Debt Mentality

While working through my own debt situation, and helping others... Read More

Addressing Bad Credit Card Debt

Spending HabitsSo you've just got your credit card. The first... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many... Read More

Know Your Credit Card Rights

When you apply for a credit card, the application that... Read More

Credit Reports: Find out why you have been refused Credit.

You may already have 2 or more credit cards in... Read More

Useful Tips on Borrowing Money

Here are some useful tips on borrowing money. Borrowing money... Read More

How Your Credit Rating Affects You, and How to Check It

You might not know it, but every time you take... Read More

Choosing the Best Low Interest Credit Card

With so many low interest credit cards on offer, how... Read More

Useful Tips When Choosing Credit Cards

Chances are you have received your share of "pre-approved" credit... Read More

Credit Education

Having credit education is like knowing how to read. It... Read More

Free Credit Report - Really

2005 marks the year that consumers will be able to... Read More

Two Things You Need To Know About Prepaid Debit Cards

According to the September 2004 issue of the Nilson Report,... Read More

What You Need to Know About Credit Reports

You hear people talk about credit reports all the time... Read More

Consolidating Credit Cards

Credit card consolidation is a popular solution for those with... Read More

The Hitchhiker?s Guide To Insanity

A new sickness is plaguing the UK called Denial. Denial... Read More

Pitfalls of the Credit Industry

The credit industry if rife with pitfalls. If you have... Read More

Credit Cards, Merchant Accounts, and Your Bottomline

Q: I'm opening a gift shop and want to be... Read More