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19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:

ABC News
Should You Pay Off Your Ex's Credit...
ABC News
In fact, joint credit card and other types of debt can very easily outlive a marriage. We've heard plenty of stories wherein an ex has damaged the former spouse's credit because of unpaid credit card and other debts. Here we look at one such cautionary ...

Just When You Thought You Knew Every Way Your Credit Report Could Be ...
Forbes
Follow Comments Following Comments Unfollow Comments. Whether we are talking about mortgage loans, credit cards, auto or student loans, most people know that credit reports play an important role in our lives. And they, like you, understand that having ...

Short sales routinely show up in credit reports as foreclosures
Los Angeles Times
WASHINGTON — Are large numbers of homeowners who have negotiated short sales with lenders at risk because of a startling omission in the American credit system? Do their credit reports and scores indicate that they were foreclosed upon, rather than ...

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RBA's Cuts Shrink Yield Gap as Fed Taper Looms: Australia Credit
Bloomberg
RBA's Cuts Shrink Yield Gap as Fed Taper Looms: Australia Credit. By Candice Zachariahs & Wes Goodman - 2013-05-19T14:00:01Z. Australia's benchmark bond yield is offering the smallest premium over U.S. notes in 11 months as the sharpest predicted ...

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China Credit Surge Raises Property Market Concerns
Wall Street Journal
"It's monetary policy, not administrative controls, that determine what's happening in China's housing," said Jinsong Du, a real-estate analyst at Credit Suisse . "When China loosened credit in the second half of 2012, it was inevitable that ...

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What's in millennials' wallets? Fewer credit cards
Los Angeles Times
Other studies hint that Garcia is not alone in that attitude: Young adults were less likely to report using a credit card for everyday expenses than the average adult, a National Foundation for Credit Counseling survey found. Another survey from the ...

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Philly.com
Jeff Gelles: Beware of credit-report offers when checking your status - Philly.com
Philly.com
When it comes to credit issues and identity theft, I sometimes feel like what we used to call a broken record. Almost incessantly, I urge readers to check their credit reports by visiting www.annualcreditreport.com or by calling 1-877-322-8228. Both ...

Business Insider
Planet of the Apes (1968)
Business Insider
On Thursday, Deverell -- Credit Suisse's Global Head of Commodities -- told reporters in London that the yellow metal was heading to $1,100 this year and to $1.000 within five years. He made those comments during Credit Suisse's 5th annual commodities ...

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Small-business Q&A: Review personal credit score when seeking loan
Houston Chronicle
Because personal credit history will figure prominently in the loan evaluation process, it's important to know your own credit score. Under the Fair Credit Reporting Act, you can request an annual free copy of your credit report from the nationwide ...

KMBZ
Missouri Legislature gives up on tax credit bill after senator's blistering attack
STLtoday.com
JEFFERSON CITY • A northwest Missouri state senator has killed a tax credit overhaul, saying that the proposal demonstrated that the Legislature was “dysfunctional” and too close to developers. Sen. Brad Lager, R-Savannah, said a last-ditch compromise ...
Missouri legislators have a day to reach tax credit dealKansas City Business Journal (blog)

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